{"id":2468,"date":"2016-04-11T11:56:05","date_gmt":"2016-04-11T15:56:05","guid":{"rendered":"http:\/\/pentorfinance.com\/fr\/?page_id=2468"},"modified":"2016-04-11T11:56:21","modified_gmt":"2016-04-11T15:56:21","slug":"video-cas-4","status":"publish","type":"page","link":"https:\/\/pentorfinance.com\/fr\/ressources\/videos\/video-cas-4\/","title":{"rendered":"Video &#8211; Cas #4"},"content":{"rendered":"<div class=\"panel-grid\" id=\"pg-2468-0\" > <div class=\"panel-row-style-parallax-overlay panel-row-style\" style=\"background-color: #3e3b4f; background-image: url(http:\/\/pentorfinance.com\/assets\/uploads\/2016\/01\/family-slider-bg-cut.png);background-position:50% 50%; padding-top: 120px; padding-bottom: 50px; \" > <div class=\"parallax-overlay parallax-overlay-pattern\"><div class=\"container\"><div class=\"panel-grid-cell\" id=\"pgc-2468-0-0\" ><div class=\"panel-builder widget-builder widget_origin_title panel-first-child\" id=\"panel-2468-0-0-0\"><div class=\"origin-widget origin-widget-title origin-widget-title-simple-simple align-left text-lightest\"><h1  class=\"align-left\">\n\t<\/h1>\n<\/div><\/div><div class=\"panel-builder widget-builder widget_origin_title panel-last-child\" id=\"panel-2468-0-0-1\"><div class=\"origin-widget origin-widget-title origin-widget-title-simple-simple align-center text-light\"><h1  class=\"align-center\">\n\tVideo - Cas # 4 - Deuil familial<\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"panel-grid\" id=\"pg-2468-1\" > <div class=\"panel-row-style-default panel-row-style\" style=\"padding-top: 30px; \" ><div class=\"container\"><div class=\"panel-grid-cell\" id=\"pgc-2468-1-0\" ><div class=\"panel-builder widget-builder widget_origin_spacer panel-first-child\" id=\"panel-2468-1-0-0\"><div class=\"origin-widget origin-widget-spacer origin-widget-spacer-simple-blank\"><div style=\"margin-bottom:20px;\"><\/div>\n<\/div><\/div><div class=\"well well-sm panel-builder widget-builder widget_text\" id=\"panel-2468-1-0-1\">\t\t\t<div class=\"textwidget\"><div align=\"center\"><iframe src=\"https:\/\/player.vimeo.com\/video\/127113229\" frameborder=\"0\" webkitallowfullscreen mozallowfullscreen allowfullscreen><\/iframe>\n<\/div>\n<\/div>\n\t\t<\/div><div class=\"panel-builder widget-builder widget_origin_spacer\" id=\"panel-2468-1-0-2\"><div class=\"origin-widget origin-widget-spacer origin-widget-spacer-simple-blank\"><div style=\"margin-bottom:20px;\"><\/div>\n<\/div><\/div><div class=\"well well-sm panel-builder widget-builder widget_text\" id=\"panel-2468-1-0-3\">\t\t\t<div class=\"textwidget\"><b>Aujourd\u2019hui, nous parlerons d\u2019un cas de deuil familial, sur une maison unifamiliale \u00e0 St-Jean-sur-le-Richelieu d\u2019une valeur de 307 000$. Journ\u00e9e d\u2019hiver, \u00e0 St-Jean-sur-Richelieu, o\u00f9 un p\u00e8re de famille, en train de pelleter son entr\u00e9e, d\u00e9c\u00e8de d\u2019une crise cardiaque devant sa famille. Situation tr\u00e8s triste \u00e9videmment, Madame qui est veuve depuis un an avec des revenus, incluant la rente du survivant, de 35 000 $. Avec un revenu en moins, plusieurs retards s\u2019accumulent, Madame se fait offrir \u00e9videmment une marge de cr\u00e9dit hypoth\u00e9caire, pour \u00eatre capable de subvenir aux besoins de la famille, mais cette marge-l\u00e0 de cr\u00e9dit devient rapidement utilis\u00e9e \u00e0 pleine capacit\u00e9. Les dettes s\u2019accumulent, les cr\u00e9anciers s\u2019accumulent, Madame termine avec une cote Beacon de 469, donc \u00e9videmment, plus capable de se qualifier au niveau d\u2019un refinancement traditionnel. Nous avons r\u00e9gl\u00e9 l\u2019hypoth\u00e8que de premier rang, consolid\u00e9 les dettes, pay\u00e9 les taxes municipales qui \u00e9taient en retard, nous avons \u00e9galement \u00e9mis une carte People\u2019s Trust pour la cliente afin de reb\u00e2tir son cr\u00e9dit graduellement, et nous avons \u00e9galement travaill\u00e9 avec la cliente afin d\u2019\u00e9tablir son budget. Madame \u00e9tant \u00e0 l\u2019aise avec une mensualit\u00e9 de 500 $, nous avons financ\u00e9, capitalis\u00e9, la diff\u00e9rence des int\u00e9r\u00eats dans le pr\u00eat hypoth\u00e9caire. Au niveau de la strat\u00e9gie de graduation, nous avons opt\u00e9 pour un terme de 12 mois, nous avons financ\u00e9 une partie des mensualit\u00e9s afin de respecter le budget de la cliente. Le plan de sortie se fera \u00e9ventuellement vers un pr\u00eateur alternatif, prouvant ainsi, encore une fois, que nous sommes l\u00e0 pour aider vos clients.<\/b><\/div>\n\t\t<\/div><div class=\"panel-builder widget-builder widget_origin_spacer panel-last-child\" id=\"panel-2468-1-0-4\"><div class=\"origin-widget origin-widget-spacer origin-widget-spacer-simple-blank\"><div style=\"margin-bottom:20px;\"><\/div>\n<\/div><\/div><\/div><div class=\"panel-grid-cell\" id=\"pgc-2468-1-1\" >&nbsp;<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Video &#8211; Cas # 4 &#8211; Deuil familial Aujourd\u2019hui, nous parlerons d\u2019un cas de deuil familial, sur une maison unifamiliale \u00e0 St-Jean-sur-le-Richelieu d\u2019une valeur de 307 000$. Journ\u00e9e d\u2019hiver, \u00e0 St-Jean-sur-Richelieu, o\u00f9 un p\u00e8re de famille, en train de pelleter son entr\u00e9e, d\u00e9c\u00e8de d\u2019une crise cardiaque devant sa famille. Situation tr\u00e8s triste \u00e9videmment, Madame qui [&hellip;]<a class=\"\" title=\"Read more on Video &#8211; Cas #4\" href=\"https:\/\/pentorfinance.com\/fr\/ressources\/videos\/video-cas-4\/\"> Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2441,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"dikka-page-builder.php","meta":{"footnotes":""},"class_list":["post-2468","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/pages\/2468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/comments?post=2468"}],"version-history":[{"count":1,"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/pages\/2468\/revisions"}],"predecessor-version":[{"id":2469,"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/pages\/2468\/revisions\/2469"}],"up":[{"embeddable":true,"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/pages\/2441"}],"wp:attachment":[{"href":"https:\/\/pentorfinance.com\/fr\/wp-json\/wp\/v2\/media?parent=2468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}