Bank Decline / 60 Day Notice

If your bank has declined your application for a mortgage, or if you have received a notice of default from your bank, we can help you clear those debts and allow you to start rebuilding your credit immediately.

Consumer Proposal

If you have decided to make or have already filed a Consumer Proposal we can, in conjunction with your Trustee, shorten the payout period from 60 months to 2 months to allow you to start rebuilding your credit immediately.

Legal Mortgage

If you have a lien against your property related to construction, student debt or unpaid property taxes, we can help you clear those debts to allow you to start rebuilding your credit immediately.

Debt Consolidation

If you are paying high credit card or personal loan rates, we can help you clear all of these debts and lower your monthly payments to allow you to start rebuilding your credit immediately.

Business Owner

If you need more time to qualify under one of the bank programs for entrepreneurs or self-employed workers, we can help you reach the 24 month period required by the banks.

Unpaid Income Tax

If you have an unpaid income tax bill, or have received a Notice of Assessment (NOA) from the Canada Revenue Agency (CRA) or Revenu Québec, and need help, apply now.

Renovations / Construction

If the bank won't finance your renovations or construction project, whether minor or major, we can help you complete your project.

About

PENTOR Finance is a Quebec based alternative lender. We offer customized mortgages on residential, semi-commercial and multi-family properties. Mortgages are fully collateralized by real estate with typical terms of 6-18 months. PENTOR Finance takes a unique approach towards underwriting, to ensure that every client has an exit strategy in place. We refer to the exit as the “Graduation Strategy”.

PENTOR Finance is a member of the following institutions:


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